Hey there! I'm Lorenzo Ramirez, and I appreciate you being here.

I joined the Surplus Refund team because I felt a true calling to help others. After developing my skills in customer service, management, problem-solving, and public speaking, I chose to step back from a successful career in biotech. My friend and our CEO, Freddie, shared a vision for assisting people facing foreclosure, a challenge that impacts many Americans. Having witnessed my parents' struggles with foreclosure during my childhood, I knew this was the right path for me. The idea of helping people recover funds from the government and find peace of mind resonated deeply with me, and I thought, "Where do I sign up?"

I’m a man of faith who enjoys playing sports, practicing mixed martial arts, cooking (and eating), hiking, and reading. I'm always ready to engage in conversation, but more importantly, I’m here to listen because sometimes that's all someone needs to transform their life. From our first interaction to the months after we’ve secured what is rightfully yours, I’m personally invested in the well-being and success of my clients. I couldn't ask for a better group of people to work with, and I’m excited to see how we can help you.